Why am I getting so many letters in the mail from bankruptcy attorneys?

Kelly Bankruptcy Podcast
Why am I getting so many letters in the mail from bankruptcy attorneys?


Hello, this is Jeff Kelly. It is May the 10th 2019 and today I want to do a quick podcast here on “why am I getting so many advertisement letters from bankruptcy attorneys”. 

So, the number one reason that you’re getting so many letters from bankruptcy attorneys is because you’re being sued in your local court. My law firm, and most bankruptcy law firms, do a lot of direct mail marketing. If a creditor sues you in your local court, that’s public record, and we get access to that and we send out letters to let you know that we can help you. And my law firm, we offer a free consultation for anybody wants to come in and go over their income and their budget and see if we can come up with a plan to deal with whatever the situation is. I would encourage anyone who thinks they are about to be garnished to give us a call at 7708818449 to see put a stop to it because you don’t want to ignore the problem. Ignoring the problem is the absolute worst thing you can do. 

Here’s what’s going to happen. Usually after you start getting those advertisements pretty soon the sheriff is going to come out. And the sheriff is going to serve you with some papers. And on these court papers it’s going to have the name of the creditor that’s suing you, and maybe somebody that you don’t recognize. But if you if you read closely, you’ll see in there that the creditor that you don’t recognize probably bought the debt from somebody that you do recognize, and there will be a description in there. There’s the name of the attorney who filed the lawsuit, their phone number, and all this stuff is important information. 

Now, if you fail to take any action at all, what could happen is a garnishment could end up coming out of your paycheck. And Georgia is brutal when it comes to garnishments. In the state of Georgia, you can take 25% of a person’s paycheck. That’s a lot of money. So, for example, let’s say you make $2,000 a month, a creditor is going to be able to take 25% of that. That’s $500. That can be really tough paying rent and putting food on the table when somebody takes that big of a chunk out of your paycheck. So, don’t let that happen. But the other thing they can do, they can also garnish your checking account. And that’s even more brutal, because they’re not limited on how much they can take out of your checking account. They can take the full debt straight out of your account. We’ve seen people before where their entire checking account is just gone. Again, that’s a huge disaster. 

Now, a lot of people ask, “When is it too late to file?” The answer is it’s never too late. Give us a call as soon as you can. And let’s see if we can put a stop to it. Let’s see what we can do. Again, that phone number 7708818449. And it is Jeff Kelly. We’ve got offices located in Douglasville, Marietta, Kennesaw, Dalton, Rome, Cartersville, and in Dallas, Georgia. I’ve got a I’ve got a great staff. We’ve got good reviews online, check us out at www.kellycanhelp.com. Thank you.

Jeff Kelly